![]() ![]() The maximum payout of collision insurance is the actual cash value of your car if it’s totaled, minus your deductible.Ĭollision and comprehensive insurance are optional and usually sold together. Collision insurance pays regardless of fault. ![]() ![]() Collision InsuranceĬollision insurance pays to fix or replace your car if it’s damaged in a car accident or a collision with another object, such as a fence or tree. The maximum payout for comprehensive insurance is the actual cash value of your car if it’s totaled, minus your deductible. Comprehensive InsuranceĬomprehensive insurance pays to repair or replace your vehicle if it’s stolen or damaged by fire, vandalism, floods, hail and other severe weather, falling objects or striking an animal. Liability car insurance also covers legal fees and court judgments or settlements if you’re sued because of a car accident. This pays for injuries and property damage you accidentally cause to others in a car accident. Like other car insurance companies, Liberty Mutual provides the following foundational types of auto insurance: Liability Car Insurance ![]()
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